LOAN PROGRAMS

At Field Financial, you’ll find a variety of loans to choose from – and we may approve any of them in just minutes. This is just one of the things that makes us different from other lenders.

There are several factors to consider when choosing a loan. Do you want the stability of a fixed rate, or are you willing to accept a little more risk in exchange for the lower initial rate of an adjustable mortgage? How long do you plan to stay in your home? How much do you want your monthly payment to be?

 

Home Purchase FAQ's
Home Refinance FAQ's
All About Points

Find more information about:

30 Year Fixed - Rate Loans
15 Year Fixed - Rate Loans
5/1 Treasury ARM
3/1 Treasury ARM
1 Year Treasury ARM
6 Month LIBOR ARM
FlexPay ARM
5 Year Balloon
7 Year Balloon

The following grid outlines the features and benefits of each of our loan programs

30 Year Fixed
15 Year Fixed
5/1 Treasury ARM
3/1 Treasury ARM
1 Year Treasury ARM
6 Month LIBOR ARM
FlexPay ARM
5 Year Balloon
7 Year Balloon
I want a stable monthly payment
XXX
XXX
XX
X
X
X
I want to buy as much house as I can
X
X
XX
XX
XXX
I plan to own my house in 5 years
XXX
X
XXX
XX
I believe interest rates are likely to fall
X
XX
XX
XXX
XXX
I believe interest rates are likely to rise
XXX
XXX
I need flexible monthly payments
XXX
I want to avoid negative amortization
XXX
XXX
XXX
XXX
XXX
XXX
XXX
XXX
I want the lowest possible payments
X
X
XXX
I plan to refinance within 5 years
XXX
X
XXX
XX